A brilliant year for Moneyfacts Travel Insurance Star Ratings 2026

Moneyfacts is pleased to announce the Moneyfacts Annual Star Ratings 2026 for Travel Insurance.

• For 2026 the number of policies that achieved a five-star stands at 159 for annual policies and 153 for single trip policies, with 144 annual policies achieving a four-star and 134 for single trip policies, and 119 achieving a three-star for annual policies and 121 for single trip policies.
• The number of products assessed has risen, with an additional 22 policies in the market.
• Over 100 fields of information per individual product were collected for the policies.

The products awarded Five-, Four- or Three-Star Ratings offer the most comprehensive range of standout features and competitive limits, which set them apart from the rest of the market.

Moneyfacts has been analysing data for more than 35 years, with the instantly recognisable Moneyfacts badge of quality helping inform consumers when comparing Travel Insurance.

Nine out of 10 people agree that a Star Rating from an independent and impartial company could influence their decision in considering taking out a Financial Services product.* (*Source: Moneyfacts Group Plc, Financial Services online consumer survey 2/25).

VIEW THE FULL LIST OF 2026 AWARDED PRODUCTS – PLEASE CLICK HERE FOR TRAVEL INSURANCE.

Samantha Owens, Star Ratings and Personal Finance Analytics Manager at Moneyfacts, said:

“Holidays are a chance to relax and getting the right travel insurance can take away some of the stress, knowing that you are covered should the worst happen. Whether a mini-break or a long-haul escape insurance can be the difference between being able to carry on with a relaxing holiday or having plans ruined beyond repair.

“The annual Moneyfacts Travel Insurance Star Ratings highlights those products that are the most complete, having the widest range of features and most competitive limits. They allow the customer to narrow their search and focus their attention on the most suitable cover for them within their budget.”

Numerous features are considered when assessing the ratings, and some of these include:

Travel Insurance:

• Age limits
• Trip length
• Medical cover
• Cancellation/curtailment cover
• Travel abandonment
• Travel delay cover
• Baggage cover
• Valuables limits
• Travel delay claim time
• Missed departure cover
• Missed connection cover
• Ski equipment cover
• Wedding cover
• Personal liability cover
• Personal accident cover
• End supplier failure
• Scheduled airline failure
• Winter sports
• Business trips
• Cruise cover
• Excesses
• Cash cover
• Pet care cover
• Golf cover

Image provided by Canva

Alicia Ward