By: 30 October 2023
NFU Mutual predicts spike in theft as nights get darker

NFU Mutual predicts that October and November will see a 34% rise in theft than the average for the rest of the year. This comes after analysis of insurance data for the past two years.  

Dark nights and clocks going back create opportunities for thieves to target homes and cars.  

Home and motor insurer NFU Mutual urges people not to neglect security during this time.  

Theft of and from cars sees a greater rise during this month, though there was also an increase in the average number of home theft claims. 

Dave Rossall, head of motor claims at NFU Mutual, said: 

“Whether because homeowners and motorists are paying less attention to security or thieves are attempting to make the most of the extended cover of darkness, our analysis of NFU Mutual claims data shows a clear increase in thefts in October and November as people adjust to the darker nights. 

Sean Walkden, head of property claims at NFU Mutual, added: 

“Although suffering a burglary or theft can be the result of bad luck and determined thieves, there are some things you can do to reduce the risk – including leaving certain lights on, installing and maintaining alarms or CCTV, keeping valuables away from doors and windows and not storing valuables in vehicles. 

NFU Mutual’s guide to home and motor security 

  • Lock doors and windows and ensure there is no easy access to the property 
  • Store home and car keys away from doors and windows 
  • If you lose your keys, change your locks 
  • Do not leave valuables on display in your car and remember it is always safer to store high value items in a secure place at home 
  • Consider using a security light, camera or alarm – even a dummy device could put off potential thieves 
  • If possible, make your home more difficult to approach by closing any gates and porches and blocking approaches to windows 
  • When going away for a few days, take steps to hide tell-tale signs of an empty home. Pause mail and milk deliveries or ask a neighbour to collect these things
  • Ask friends and family to visit and spend time in your home 


Image: Canva
Emma Cockings
Emma is a content editor for Claims Media.